What makes for a happy state? Health, income, work-life balance, environment, housing, and plenty of sleep. Researchers with Amerisleep analyzed 17 factors that they believe contribute to happiness among the 50 states to find the happiest residents of all.“This data paints a fascinating picture of happiness across the U.S.,” says April Mayer, a spokesperson with Amerisleep. “The study analyzed a large array of factors, from sleep levels and
The national median down payment hit its highest level since at least 2005, ATTOM Data Solutions reports. The median down payment on a single-family home purchased with financing in the third quarter was $27,500. That is up 41% from $19,502 in the third quarter of 2020.Overall, the median down payment of $27,500 represented 8% of the national median sales price for homes purchased with financing in the third quarter, up from 6.5% a year earlier.D
Pandemic-related mortgage forbearance programs are expiring, but hundreds of thousands of homeowners continue to struggle with payments. When loan modifications still don’t help, owners may find themselves at risk of foreclosure. But selling the home, which is likely to have accumulated a lot of equity over the past year, may be a much better option.However, it’s an option that may be getting overlooked. After all, nearly a third of borrowers
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If consumer surveys hold true that Americans are indeed more willing to move to find affordable places to live, certain locales within the U.S. may hold the most promise and be poised for growth.Move.org, a moving resource company, analyzed the 74 most populous cities and ranked them based on how high their monthly living costs are and calculated the city’s median income. The average median individual income across the 74 cities is $33,749
Supply chain woes have been hitting the housing market, affecting appliances, windows, paint, and other items needed to build, repair, or improve home. That has driven prices higher.New-home buyers have felt the pinch: The median sales price for a new home in October was $407,700, up 17.5% compared to the same time a year ago, according to realtor.com® data. Builders point to higher material costs, as well as labor and lot shortages.The blame fo
Mortgage rates held steady this week as the world awaits more information about the severity of the omicron variant of COVID-19 and ongoing supply chain issues. The 30-year fixed-rate mortgage averaged 3.11%, Freddie Mac reports.“Mortgage rates continue to remain stable notwithstanding volatility in the financial markets,” says Sam Khater, Freddie Mac’s chief economist. “The consistency of rates in the face of changes in th
Congress cleared a short-term funding extension Thursday night, avoiding a government shutdown slated to begin this weekend. The measure keeps spending at current levels through Feb. 18 and extends authorization for the National Flood Insurance Program.The move takes one item off the legislative to-do list during a busy December. Congress has yet to pass any of the 12 annual appropriations bills and will need to strike a longer-term spending
The booming real estate market is on a pace to shatter records this year. The real estate data firm CoreLogic reports that the total value of residential real estate transactions in 2021’s second quarter topped $600 billion for the third time in the past year. That puts the market on track for a record-breaking year, CoreLogic says.“The value of transactions has skyrocketed despite sales volumes continuing a relatively normal growth trend,”
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